Penny L. Wasem, CPA, CFP®, PFS
President Penny L. Wasem is the founder and President of Lifetime Financial Planning Solutions, LLC, a fee-only financial planning and tax practice she established in April 2003. She brings more than 40 years of experience helping individuals, families, and small businesses navigate tax and financial decisions with confidence.
Penny earned her Bachelor of Business Administration from Ohio University, majoring in Accounting and Business Pre-Law with a minor in Mathematics. She became licensed as a Certified Public Accountant (CPA) in 1988 and earned the Certified Financial Planner™ (CFP®) designation in 1992. She also holds the Personal Financial Specialist (PFS) credential, awarded by the American Institute of Certified Public Accountants to CPAs with advanced expertise in financial planning.
Before founding Lifetime Financial Planning Solutions, Penny was a shareholder and Vice President of a local CPA firm from 1990 to 2003. She also served as Financial Officer for the Fairfield County Foundation from 2003 to 2008.
Penny has over 40 years of experience in tax preparation and tax planning for individuals and small businesses, along with more than 30 years specializing in comprehensive personal financial planning. Her practice focuses on providing objective, personalized advice to help clients minimize taxes, build financial security, and make informed financial decisions throughout every stage of life.
Professional Memberships
- Ohio Society of Certified Public Accountants
- American Institute of Certified Public Accountants
- National Association of Tax Professionals
Joyce H. Snyder, EA
Tax Practitioner Joyce H. Snyder is an Enrolled Agent (EA) with more than 35 years of experience in individual tax preparation. She joined Lifetime Financial Planning Solutions, LLC in 2013 and has become a trusted resource for clients through her attention to detail, technical expertise, and commitment to providing accurate and personalized service.
Joyce earned both a Bachelor of Science in Education and an Associate of Applied Business degree from Ohio University. As an Enrolled Agent, she is a federally licensed tax professional authorized by the Internal Revenue Service to represent taxpayers before the IRS. The EA credential is the highest credential awarded by the IRS and recognizes advanced expertise in federal taxation.
Throughout her career, Joyce has prepared a wide variety of federal, state, and local tax returns while assisting clients with tax planning, tax law changes, IRS correspondence, and compliance matters. She is dedicated to helping clients understand their tax situations, minimize their tax liabilities where appropriate, and meet their filing obligations with confidence.
Joyce's knowledge, professionalism, and client-focused approach make her an integral member of the Lifetime Financial Planning Solutions team.
Kim Nauman
Administrative Assistant / Office Manager Kim Nauman joined Lifetime Financial Planning Solutions, LLC in 2013 and serves as the firm's Administrative Assistant and Office Manager. She plays an important role in keeping the office organized, efficient, and responsive to the needs of our clients. Her attention to detail and organizational skills help keep the office running smoothly, allowing our team to focus on providing quality tax and financial planning services. Known for her friendly and helpful attitude, Kim enjoys working with clients and creating a welcoming experience for everyone who contacts our office. Whether assisting with scheduling, answering questions, or helping clients navigate the process of providing information and documents, Kim is committed to providing dependable and courteous service.
Kim's dedication, organization, and commitment to client care make her an essential member of the Lifetime Financial Planning Solutions team.
